Auto Loans

Loan Description More Info
New & Used Vehicles
  • No payments for 90 days*
  • Competitive rates
  • Terms from 48 to 84 months
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Apply Online
Auto Loan Checklist
Rate Reward Auto Loans
  • Reduced rates for timely payments
  • If your credit score puts you at a higher interest rate for loans, ask us about a Rate Reward Auto Loan
  • If you make timely, full payments for 12 consecutive months, you’ll be rewarded with a 1% reduced rate
  • By doing so for 36 months, we’ll reduce your loan rate by 3%
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Apply Online
Auto Loan Checklist
First Wheel Deals

Associated CU wants to help first-time buyers get off to a great start with their first auto loan.

  • First-time buyers can finance up to $18,000
  • Be employed for at least six months (waived for recent college grads)
  • Provide a down payment of 15 percent (waived for recent college grads)
  • Qualify with good credit
Call 770.448.8200, ext. 2390 to learn more and to apply.
CU CarFinders
  • Free car locator service
  • Purchase new vehicles at genuine fleet pricing
  • Purchase pre-owned vehicles at near wholesale cost
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Dealer Direct Program
  • Buy your vehicle at a dealership
  • Use Associated CU for low-cost financing
  • No more waiting for your Associated CU loan
  • On-the-spot, one-stop shopping for your vehicle
Dealer Directory
Enterprise Car Sales

Check out their selection of great pre-owned cars at Get pre-approved today to finance your loan with us when you purchase from one of the participating Enterprise Car Sales locations.

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GAP Insurance
  • Save with our low cost of just $229
  • Helps pay off your remaining loan balance if your vehicle is stolen or damaged and is deemed to be a total loss
  • Helps clear your credit allowing you to start fresh with a new vehicle purchase
  • Is available for auto loans financed with Associated CU
  • Add to your loan at any time
    This product is not an ACU product 

Call 770.448.8200, ext. 2390 to learn more and to apply.

Warranty Services

  • Available for new and used vehicles
  • Comprehensive protection covers all factory-installed mechanical and electrical operating parts
  • Choose your deductible level
  • Choose your mileage and monthly term
    This product is not an ACU product.

For warranty quotes, call 770.448.8200, ext. 2390.
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  • Consult a tax adviser regarding the deductability of interest.
  • Terms and conditions subject to change without notice.
  • Subject to credit approval.
  • Rates and terms may vary based on individual credit worthiness.
  • Offers may be withdrawn.
  • *This program does not apply to existing Associated Credit Union auto loans. Interest accrues from date of loan disbursement. Offer good on vehicles 8 years old or newer. Minimum loan amount for this offer is $5,000.00. Offer may be withdrawn. Payment example: $26,500 loan at 5.29% APR for 60 months, monthly payments (included first payment after 90 days) of approximately $508.08 each.
  • Insurance and warranty products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member's choice; and Credit Union makes no representations as to the services of any provider.
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