Auto Loans

Loan Description More Info
New & Used Vehicles
  • No payments for 90 days*
  • Competitive rates
  • Terms from 48 to 84 months
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Apply Online
Auto Loan Checklist
Rate Reward Auto Loans
  • Reduced rates for timely payments
  • If your credit score puts you at a higher interest rate for loans, ask us about a Rate Reward Auto Loan
  • If you make timely, full payments for 12 consecutive months, you’ll be rewarded with a 1% reduced rate
  • By doing so for 36 months, we’ll reduce your loan rate by 3%
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Auto Loan Checklist
First Wheel Deals

Associated CU wants to help first-time buyers get off to a great start with their first auto loan.

  • First-time buyers can finance up to $18,000
  • Be employed for at least six months (waived for recent college grads)
  • Provide a down payment of 15 percent (waived for recent college grads)
  • Qualify with good credit
Call 770.448.8200, ext. 2390 to learn more and to apply.
CU CarFinders
  • Free car locator service
  • Purchase new vehicles at genuine fleet pricing
  • Purchase pre-owned vehicles at near wholesale cost
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Dealer Direct Program
  • Buy your vehicle at a dealership
  • Use Associated CU for low-cost financing
  • No more waiting for your Associated CU loan
  • On-the-spot, one-stop shopping for your vehicle
Dealer Directory
Enterprise Car Sales

Check out their selection of great pre-owned cars at Get pre-approved today to finance your loan with us when you purchase from one of the participating Enterprise Car Sales locations.

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GAP Insurance
  • Save with our low cost of just $229
  • Helps pay off your remaining loan balance if your vehicle is stolen or damaged and is deemed to be a total loss
  • Helps clear your credit allowing you to start fresh with a new vehicle purchase
  • Is available for auto loans financed with Associated CU
  • Add to your loan at any time
    This product is not an ACU product 

Call 770.448.8200, ext. 2390 to learn more and to apply.

Warranty Services

  • Available for new and used vehicles
  • Comprehensive protection covers all factory-installed mechanical and electrical operating parts
  • Choose your deductible level
  • Choose your mileage and monthly term
    This product is not an ACU product.

For warranty quotes, call 770.448.8200, ext. 2390.
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  • Consult a tax adviser regarding the deductability of interest.
  • Terms and conditions subject to change without notice.
  • Subject to credit approval.
  • Rates and terms may vary based on individual credit worthiness.
  • Offers may be withdrawn.
  • *This program does not apply to existing Associated Credit Union auto loans. Interest accrues from date of loan disbursement. Offer good on vehicles 8 years old or newer. Minimum loan amount for this offer is $5,000.00. Offer may be withdrawn. Payment example: $26,500 loan at 5.29% APR for 60 months, monthly payments (included first payment after 90 days) of approximately $508.08 each.
  • Associated Credit Union has contracted with Credit Union CarFinders and Enterprise Car Sales to make their services available as a convenience to our members. Credit Union CarFinders and Enterprise Car Sales are not services of Associated Credit Union and are not an obligation of or guaranteed by Associated Credit Union. Associated Credit Union makes no representations as to the services of any provider or any vehicles purchased.
  • Insurance and warranty products are not products of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Insurance or warranties may be purchased from an agent or an insurance company of the Member's choice; and Credit Union makes no representations as to the services of any provider.
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