Buying A New Car?
Get Your Auto Loan Pre-Approved with ACU.

There's no better time than now to purchase a new or used vehicle. And the first thing you should do before kicking tires is to get your loan pre-approved. Smart buyers know how much they can afford before they set foot on any dealer's car lot.

Atlanta-based financial guru Clark Howard offers similar advice on his Web site, clarkhoward.com. Everyday across America, his advice is heard on more than 200 radio stations advising consumers how to save more, spend less and avoid getting ripped off. He is also on HLN on weekends. He tells consumers, "...you'll really find that anyone who doesn't get pre-qualified for a car loan will pay more than they should." So he "...advises anybody seeking an auto loan to get pre-qualified at a credit union, which will offer lower rates than a bank."

Your Credit Union and CU CarFinders Want You to Take Home The Gold!
Apply for an Auto Loan and You Could Win $5,000 in Gold.

Members applying for a new or used auto loan purchase through September 30, 2010 will be entered in our Take Home The Gold contest. A lucky winner will be drawn around October 16, 2010 to win $5,000 in gold. Apply here.

Don't forget, CU CarFinders is our free car locator service. Check out their selection of cars online.

Refinances are not eligible.

Terms and Conditions

Get A Lower Car Payment Or We’ll Pay You $100!

If you’ve got a loan financed at another bank or credit union, let us lower your payment. If we can’t, we’ll give you $100. We have rates as low as 3.90% APR for loans up to 48 months.  Longer terms are available at different rates.*

With rates as low as 3.90% APR, you may be able to save a significant amount both on your monthly payment and over the life of the loan. If we are unable to lower your current rate, we may be able to extend your term to lower your payment. While extending your term may ultimately result in added interest costs, the money you save each month can help you meet every day expenses such as groceries, gas and utilities.

It’s that simple.  If you’re in a hurry to save money, call us at 770.448.8200, Ext. 2390 and we’ll take your loan information.  Have the following information ready when you call:

Lender’s name

Current rate and term

Payoff amount

VIN Number 

You can also apply online. Enter “Refi" for the Promotion Code.

 *Restrictions apply. Leases and balloon notes excluded. Offer valid only on vehicles financed with another bank or credit union. Must qualify for loan under ACU guidelines, including age and value of auto. APR may vary according to length of term, age of vehicle and your credit worthiness. APR = Annual Percentage Rate.