Hurricane Irma Relief

If you live in an area declared a major disaster location by the Federal Emergency Management Agency (FEMA), ACU is here to help with our Emergency Relief Loan and Skip A Loan Payment program.


Emergency Relief Loan

Terms & Rates

  • Up to $1,000
  • Fixed interest rate of 6.00% APR*
  • Terms up to 12 months**
  • Payments can be deferred for up to 60 days


  • Must be an existing Associated Credit Union member in good standing that joined the credit union before August 25, 2017.
  • Must live in an area declared a major disaster by the Federal Emergency Management Agency (FEMA). To verify the status of a declaration and to access additional disaster help and resources visit or
  • Limit of one Emergency Relief Loan per household.

To apply for an Emergency Relief Loan:

*APR=Annual Percentage Rate. Loans are subject to credit approval. Rate offer is subject to change depending on market conditions. Member must reside in an affected area that has been declared a major disaster. No payments required for the first 60 days of the loan. **Maximum term for loan amount up to $1,000 is 12 months. Example payments for $1,000 borrowed at 6.00% APR would be $87.00 per month for 12 months.


Skip A Loan Payment

Associated Credit Union wants to help members affected by Hurricane Irma get back on track by offering Skip A Loan Payment. Through October 12, 2017, members who qualify can defer the payment of an eligible Associated Credit Union loan up to 30 days past its due date.

To qualify, you must have:

  • A minimum monthly loan payment equal or greater than $100
  • A current loan balance greater than $1,000
  • A minimum of six months of full, consecutive and on-time payments toward the loan prior to the request
  • A minimum of twelve months remaining on the loans

Eligible Loan Types:

  • Regular Auto Loans
  • Personal Loans
  • Personal Lines of Credit
  • Home Equity Lines of Credit
  • 2nd Mortgages

Ineligible Loan Types:

  • 1st Mortgages
  • Time Deposit Loans
  • Visa Credit Cards
  • Mobile Homes/ Furniture Loans
  • Rate Reward Auto Loans
  • CURE Loans
  • Loans with CPI Add-ons

To apply for Skip A Loan Payment:

  • Visit one of our locations
  • Call 770.448.8200, Ext. 2392 for Auto and Personal Loans
  • Call 770.448.8200, Ext. 2141 for 2nd Mortgages and Home Equity Lines of Credit

Deferment of payment will extend the life of the loan and may cause an increase in the final payment amount. Offer only available on Regular Auto Loans, Personal Loans, Personal Lines of Credit, Home Equity Lines of Credit, and 2nd Mortgages that are currently financed with Associated Credit Union with a maximum of three extensions allowed during the term of the loan. Members must have had their loan with Associated Credit Union six months prior to a Skip A Loan Payment request. Loans must be current and all accounts in good standing. If your auto loan has GAP insurance, please contact your insurance carrier to determine how a Skip A Loan Payment may affect your coverage. Offer subject to approval and does not apply to the first payment of any loan. Limit to one Skip A Loan Payment per qualified loan during promotional period beginning September 12, 2017 and ending October 12, 2017. Financial Institution to Financial Institution refinance will be decisioned on a case by case basis.

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