Products

Mortgage Loans

 

Mortgage Solutions

Whether you're looking to purchase a home, refinance an existing mortgage, or tap into your home's existing equity, our mortgage solutions can help you achieve your goals. In addition, there are three main benefits to go with ACU for your mortgage solution:

  1. You’ll never pay intangible tax—a tax for recording your long-term note—for properties in Georgia.
  2. There is no tiered-pricing.
  3. ACU keeps the servicing for the life of your loan so you always know who to call if you have a question.
 

Home Equity Loans

Our home equity loans and lines of credit allow you to borrow a portion of the available equity in your home, typically at rates that are lower than other types of loans and with interest that may be tax deductible over time (consult your tax adviser).

With our Home Equity Fixed Rate Loan and Home Equity Line of Credit (HELOC), you'll have:

  1. No prepayment penalty.
  2. Automatic loan payment options.

Use your equity to remodel your home, consolidate debt, or make a big-ticket purchase.

 

Choose The Right Mortgage Solution For You

Mortgage Best For You If You Want To More Information Apply Online
Purchase Purchase a new home.
Refinance Refinance your home's current mortgage.
Home Equity Borrow a portion of your home's available equity.

 

Error Resolution And Information Request Policy Revision

The Consumer Financial Protection Bureau (CFPB) has revised their Error Resolution and Information Request Policy for members who would like to address an error with their mortgage or home equity loan account. Learn more.

 
 

Rates are subject to change based on market condition. Maximum 80% loan to value. Maximum 95% combined loan to value on limited cash-out refinance mortgage loans and maximum 80% combined loan to value on cash-out refinance and purchase mortgage loans. Mortgages available in the states of Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. Equal Housing Opportunity. NMLS #401922.

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