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Mortgage Loans

Loan Description More Info
First Mortgages
Purchases/Refinances
  • Loans for 7 to 30 years
  • Adjustable rate mortgages
  • 7-, 10-, and 15-year jumbos
  • Pre-qualifying program to help buyers target an affordable home and improve their
    negotiating position
  • Rate Watch
  • Daily Rate Notifications 
  • Fixed-Rate Loans for Investment Properties
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Second Mortgages
  • Loans for 5 to 15 years
  • Loans up to $100,000
  • Loans up to 80% of appraised value, less first mortgage balance
  • Fixed-rate for the life of the loan
  • Primary Residences Only
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Home Equity Line of Credit
  • Revolving Rate
  • Terms from 5 to 15 years
  • Lines of Credit up to $100,000
  • Borrow up to 80% of the appraised value of your home, less first mortgage balance
  • No loan application fees
  • Primary Residences Only 
  • Subject to change quarterly
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No Closing Cost
Fixed-Rate Mortgage
  • 3.50% interest rate
  • 3.458% APR*
  • 15-year, fixed-rate loan 
  • No closing cost
  • Purchases and refinances only
  • Primary residence only
  • 80% loan-to-value

*Crediting of closing cost reduces the APR. Offer may be withdrawn. There is no secondary financing for this loan. For a loan of $125,000 for 15 years, with an interest rate of 3.50% the initial monthly amount owed for principal and interest is $893.60. Rates subject to change. Mortgages available in the states of Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. No cash out. NMLS#401922

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.Equal Housing Lender
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