Rate Reward Auto Loans

In the market for a new or used car? If your credit score puts you at a higher interest rate for loans, we’re here to help with Rate Reward Loans. When you purchase a new or used car and finance it with Associated CU, a Rate Reward Loan provides you with reduced rates for timely payments. Rate Reward Loans are also available if you decide to refinance an auto financed elsewhere with your Credit Union. If you make timely, full payments for 12 consecutive months you’ll be rewarded with a 1% reduced rate. By doing so for 36 months, we’ll reduce your loan by 3%.

For example, if you had a $26,000, 72-month, auto loan at 8.99% APR, by making your payments on time, you will be rewarded with interest savings of $1,497.03, and your rate will be reduced to 5.99% APR.

Must qualify for loan. Offer good for credit scores below 670. Payments made weekly, bi-weekly, semi-monthly and monthly qualify for rate reductions as long as full payments are made for 12 consecutive months. Loans good for current model year and up to 7 years old with terms up to 72 months. Available for new loans or those refinanced from other financial institutions. Payments will not change with rate reductions. If loan becomes delinquent, the Rate Reward offer is withdrawn. Rates vary based on term, year model and credit history. Rates subject to change without notice. This offer may be withdrawn without notice. Not available on CURE loans.