Products

Rate Reward Auto Loans

Is your credit score 670 or below and putting your auto loan at a higher rate? If so, we’re here to help with Rate Reward Auto Loans. A Rate Reward Auto Loan can provide you with a reduction of your rate of up to 3% as long as you continue to make your payments on time.

Here's how it works. If you make your payments on time for 12 consecutive months your rate will be reduced by 1%. Make timely payments for 24 consecutive months and we'll reduce your rate by another 1%. Continue to make timely payments for 36 consecutive months and we'll reduce your rate by another 1%.

For example, if you had a $26,000, 72-month, auto loan at 8.99% APR, by making your payments on time for 36 consecutive months your rate will be reduced to 5.99% APR, rewarding you with interest savings of $1,497.03.

Rate Reward Auto Loans are available for new and used cars and for refinancing auto loans originally financed elsewhere.

Apply Online

Must qualify for loan. Offer good for credit scores below 670. Payments made weekly, bi-weekly, semi-monthly and monthly qualify for rate reductions as long as full payments are made for 12 consecutive months. Loans good for current model year and up to 7 years old with terms up to 72 months. Available for new loans or those refinanced from other financial institutions. Payments will not change with rate reductions. If loan becomes delinquent, the Rate Reward offer is withdrawn. Rates vary based on term, year model and credit history. Rates subject to change without notice. This offer may be withdrawn without notice. Not available on CURE loans.

 

Equal Opportunity Lender

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Site Map  |  Privacy  |  Disclosures  |  Security  |  Help