Rates

Auto Loans

Loan TypeAPRApproximate Terms
Everday Low Loan Rates
2012-2014 New & Used (100% Financing), MSRP or NADA Retail1.59% - 11.49%48-84 Months
Everyday Low Loan Rates For Used Cars
2010-2011 NADA Retail2.49% - 11.49%54-75 Months
2008-2009 NADA Trade-In2.79% - 11.99%54-66 Months
2006-2007 NADA Trade-in3.29% - 12.49%48-54 Months

  • APR is the annual percentage rate. Rates vary based on length of term, age of vehicle, and your credit history. Rates and terms subject to change without notice. Terms are approximate. Rates as of  April 1, 2014.
  • Auto loan rate example: $21,000 auto loan at 1.59% APR for 48 months will have monthly payments of approximately $452.17
  • Must qualify for loan under ACU guidelines, including age (minimum 18 years of age) and value of auto.
  • Terms of 67-72 months must finance $15,000 or more.
  • Terms of 73-84 months must finance $30.000 or more.
  • These offers may be withdrawn.
  • Rates may vary based on individual credit worthiness.
Equal Opportunity Lender


Federally insured by NCUA.
Site Map  |  Privacy  |  Disclosures  |  Security  |  Help