Savings & IRAs

• Rates and Terms Subject to Change Without Notice. These Offers May be Withdrawn. *Traditional, Roth & Education IRAs May Use This Account. APY = Annual Percentage Yield.
• The minimum opening deposit for Share Accounts is $10 (a onetime membership fee of $5, plus an initial deposit of $5 to the account).
• The mininum opening deposit for IRA Share Accounts is $50 and for Holiday Club Accounts is $10.
• Accounts must maintain an average daily balance of $50 each quarter to earn dividends.
• Accounts closed before the end of the quarter forfeit dividends.
• *CU $aveMore Account earns 7.00% for the first $500. Balances above $500 in this account earn the regular share account rate, which is .50% APY as of January 1, 2009. The minimum opening deposit is $10. Limit one CU $aveMore account per primary member. Member must maintain a checking account and use direct deposit or online banking with eStatements. Accounts no longer qualifying for the special rate will earn the rate paid on the regular share account on the entire balance in the CU $aveMore Account. Earnings are paid quarterly on Average Daily Balance. Rates subject to change.
• **Safari Savings Club earns 7:00% for the first $500 and is for Members through age 15. Balances above $500 in this account earn the regular share account rate, which is .50% APY as of January 1, 2009.The minimum opening deposit is $10. Limit one Safari Saving Club account per member. Accounts no longer qualifying for the special rate will earn the rate paid on the regular share account on the entire balance in the Safari Savings Club Account. Earnings are paid quarterly on Average Daily Balance. Rates subject to change.