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We Want To Hear From You
We want to hear from you. Please give us your opinion about how the economy is affecting your saving and purchasing decisions. Simply click here to complete this short survey now. The survey will be available through May 30, 2013. We appreciate your taking a few minutes to complete this survey.
Federal Employee Relief Loan
Associated Credit Union has been watching Washington as the details of the Sequester have played out. With the last of March approaching and seeing little positive results from the House and Senate, we have begun to put our own plans together for our members.
If the Sequester happens and some of our members are furloughed because of it, we will help to bridge the difference in pay they may experience through an interest-free loan. * We will also allow CD withdrawals with no penalties.
*These loans will be done for federal employees that are already members of Associated Credit Union and have a direct deposit. They will be single pay loans due 60 days after payroll resumes. If the member does not pay the loan within the 60 day period, the loan will convert to a 12 month personal loan at a 5.5% interest rate. The member will have to request an advance for every missed or decreased paycheck. We will not automatically advance each payroll date.
The funds will be deposited in the account with the direct deposit.
5% Of People Have Errors On Their Credit Reports
Are you sure that’s your score? According to a recent study conducted by the Federal Trade Commission, the score you see on your credit report might be wrong. The FTC’s research found that five percent of consumers have errors on one of their three major credit reports which can potentially cause higher costs on loans and insurance. To read the full article on the FTC’s findings click here<http://abcnews.go.com/Business/federal-trade-commission-percent-consumers-credit-report-errors/story?id=18464929>.
At Associated Credit Union, we want to make sure you’re in the know on all matters concerning your wallet. Greg Connor, Executive Vice President of Associated CU suggests, “If you haven’t already, take advantage of the free credit report you’re entitled to each year from Equifax, Experian and TransUnion. This will give you a chance to catch any possible mistakes such as having your credit history mixed up with someone with a similar name. Errors like this can really affect your credit and make it difficult to get the type of loan you want at the rate you deserve.”
Worried you might be in the 5 percent? Follow these easy tips to help make sure your credit score is correct:
- Be proactive and take advantage of the free credit reports you’re entitled each year from the three credit bureaus to confirm your information and credit history are accurate- Equifax, Experian and TransUnion https://www.annualcreditreport.com/cra/index.jsp
· If there is an error in your report, take detailed notes of your correspondence when you file a dispute with the credit burea Be sure to monitor all of your credit union accounts on a daily basis to make sure that every transaction is yours and not of someone who has stolen your personal information.
· If you notice inaccurate transactions on your accounts, notify ACU and other appropriate institutions to close compromised accounts and eliminate any negative information.
ACU Offers Limit Increases On ACU Visa Credit Cards
Don't find yourself in a store or shopping online with an ACU Visa credit card without enough spending power.
Your ACU credit card limit can be adjusted to fit your shopping needs. Call us at 770.448.8200, Ext. 2391 to apply for a limit increase.
