Woman and Man Hiking Image

Simple Checking

Woman outdoors.

Simple Checking

  • No monthly service charge.
  • Open with $25 initial deposit.
  • $2.95 Mailed Statement Fee.¹
  • Balances up to $2,499 do not earn interest.
  • Balances of $2,500 and more earn interest at .10% APY.²
  • Interest Compounded Monthly.
  • Monthly Interest Frequency.
  • Visa Debit Card.
  • ACU ATM Transaction Fee.³
    • Free ACU ATM transactions.
    • Four free combined monthly non-ACU ATM or POS transactions.
    • $0.75 for each additional non-ACU ATM transaction.
    • No charge with $1,500 balance.
  • ACU Point-Of-Sale (POS) Debit Card Transaction Fee.³
    • Four free combined monthly non-ACU ATM or POS transactions.
    • $0.25 for each additional POS transaction.
    • No charge with $1,500 balance.
  • CO-OP ATM Network.
    • Surcharge-free Debit Card access to nearly 30,000 ATMs nationwide.
  • CO-OP Shared Branch Network.
  • Member Overdraft Protection of $100.
  • Cash-Back Purchase Rewards.

Open Rates ORDER CHECKS

  1. Mailed Statement Fee is waived for eStatement users and for Checking Account members that are 18 or younger and 70 or older.
  2. Fees could reduce earnings on the account. See rates.
  3. See Service Charges Information for more information.