Woman and Man Hiking Image


Mother and daughter outside.

Features Share
Best If You Want A basic savings account.
How To Open Open online or at a branch.
One Time Membership Fee $5
Balance To Open $5
Minimum Balance To Earn Interest $50 ADB Quarterly
Interest Rate .399%
Annual Percentage Yield (APY) .40%
Card Access When linked to a Checking Account only
Compounding Method Quarterly
Interest Frequency Quarterly
Online Banking Free Online Banking Access
eStatements Yes - eStatements are free
Direct Deposit SSA or Payroll Deposit
Withdrawal Charges Four free monthly, then $2 each
Available For Overdraft Protection Yes (excluding $5 share)
Deposits Insured By NCUA up to $250,000. Yes

APY = Annual Percentage Yield. APY is accurate as of June 3, 2019. Fees could reduce earnings on the account. Federal regulation and our deposit agreement limit the number of withdrawals or transfers that may be made from a savings account by telephone, Online Banking, pre-authorized transfer, check, or check card. You are limited to six withdrawals or transfers from Savings Accounts each month by pre-authorized transfer, telephone, Online Banking transfer (including bill payments). No more than six of these transfers may be to a third-party (check, draft, check card, electronic bill payment).