Achieve Your Something With Home Equity Options
You’ve built equity in your home. Now it’s time to achieve YOUR something with it.
What is YOUR something? A dream vacation? A grandchild’s education? A home improvement project? Consolidating debt? To help you achieve YOUR something, ACU has two Home Equity options designed to unlock the value of your property.
Home Equity Line of Credit
Best for people who need access to a reserve of cash over time. For example, during a remodel you can withdraw cash periodically to pay contractors. HELOCs provide the flexibility of having access to cash, but not paying interest until you actually withdraw it.
Home Equity Loan
Best for people who need to access the equity in their home for a one-time event and prefer the certainty of an installment loan. This is a good option if you prefer to receive the cash in a lump sum.
Want To Achieve Even More?
Those who qualify and either take a minimum loan advance on their Home Equity Line of Credit of $20,000 by August 31, 2019 or take a $20,000 Home Equity Loan by July 31, 2019 can select one of the following items: a Ring® Video Doorbell Pro, a Nest® Thermostat, or a SimpliSafe® Home Security System.
So, which option fits YOUR something? Call us at 770.448.8200 ext. 2141 and let us help answer your questions or apply online. All applications must be made by June 30, 2019 to allow for time needed to close by July 31, 2019.APPLY
Rates are subject to change based on market conditions. Subject property must be your primary residence. Minimum loan advance at closing of $20,000 is required for a Home Equity Loan by July 31, 2019 or a $20,000 loan advance on a Home Equity Line of Credit by August 31, 2019 to receive a promotional product. All applications must be submitted by June 30, 2019 and must close by July 31, 2019. Offer only available to borrowers who do not have an existing home equity loan with Associated Credit Union. Minimum representative credit score of 680 required for a Home Equity Line of Credit and a minimum representative credit score of 660 required for a Home Equity Loan. Maximum 80% combined loan to value on Adjustable Home Equity Line of Credit. Maximum 75% combined loan to value on Fixed Rate Home Equity Line of Credit with a loan amount of $10,000 to $19,999.99. Maximum 80% combined loan to value on Fixed Rate Home Equity Line of Credit with a loan amount of $20,000 or more. Maximum 90% combined loan to value on Home Equity Loan with 5-year term. Maximum 85% combined loan to value on Home Equity Loan with a 7-year term. Maximum 80% combined loan to value on Home Equity Loan with a 10 or 15-year term. Associated Credit Union makes no warranties or representations about the promotional products. Offer cannot be combined with any other promotional offer. Offer available in the states of Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. Terms may change at any time, and some restrictions may apply. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act. NMLS #401922.