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No Closing Cost Fixed-Rate Home Equity Loan

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Don’t let the equity you’ve built in your home go to waste! If you’ve been diligent about paying off your mortgage, then it’s likely that you’ve built up equity in your home – which is basically extra money you can put to good use for things like home renovations, consolidating debt, or college tuition.

Associated Credit Union wants to help you put even more cash to good use, so through April 30, 2020, when you finance a Fixed-Rate Home Equity Loan with us, we’ll pay your closing costs!

Rates start as low as 4.75% APR, so what are you waiting for? Take advantage of the equity aka the extra cash in your home today! Give us a call at 770.448.8200 to see if you qualify or apply online.


APR = Annual Percentage Rate. Subject property must be the primary residence of the borrower and located within the states of Georgia, Florida, North Carolina, South Carolina, Alabama, and Tennessee. If your home is located in the state of Georgia, closing costs include an attorney fee which usually totals between $300.00 and $600.00 for title examination and closing and a recording fee of $25. If your home is located outside of the state of Georgia, you will be required to pay attorney’s fees and recording fees and taxes which usually total between $400.00 and $800.00. If we deem an appraisal on your home is necessary, then, you must pay an appraisal fee that is usually between $100.00 and $500.00. Appraisal fee will be paid upfront by borrower and reimbursed at loan closing. If the loan does not close then the borrower is responsible for the appraisal fee. Maximum amount credit union will pay towards appraisal fee and closing costs is $700, to be credited at loan closing. Subject property must have hazard insurance coverage and if applicable, flood insurance coverage. The minimum loan amount is $10,000 and the maximum loan amount is $100,000. Some restrictions may apply.

LTV = Loan-To-Value. Rate may vary with term. Loans up to 90% of appraised value, less first mortgage balance, for 5 year term. Loans up to 85% of appraised value, less first mortgage balance, for 7 year term. Loans up to 80% appraised value, less first mortgage balance, for 10 and 15 year terms. All rates and terms subject to change without notice. These offers may be withdrawn. Mortgages available in Alabama, Georgia, Florida, North Carolina, South Carolina, and Tennessee.

NMLS #401922