MC Perks

Welcome to ACU's most exclusive club: MC Perks! The MC Perks program helps you find exactly what you need to fit your financial lifestyle. We believe that your relationship with Associated Credit Union goes beyond just your finances. Meaning, everything that matters to you—matters to us! That's why we are proud to offer you perks on everyday services, just for working for one of our Member Companies.

When applying online, the promo code PERKS must be used to notify ACU staff.

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Join for free

We waive the $5 membership fee for all member company employees.

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Associated Checking Perk

Free for three months with added-value benefits that fit your life and include free stuff.*

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Fixed-Rate Visa Credit Card Perk

$100 Bonus when you open a new ACU Visa Credit Card and charge at least $500 in the first 90-days of account opening.

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Mortgage Perk

25% off Origination Fee for all First Mortgages.

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Home Equity Loan Perk

Bare Bones Closing Costs—just pay for the appraisal!

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Auto Loan Perk

0.25% APR reduction when you purchase a car through CU CarFinders, Enterprise, or Carvana, and finance with ACU.

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Employees of any of our Member Companies living in the state of Georgia or outside the state of Georgia are eligible. Family or friends that are employees working for any of our member companies are not eligible. Offers available for all new deposit accounts and new loan accounts. All products and services are subject to approval, including credit approval. Offers may be withdrawn at any time.

To qualify for the offer, you must (1) be employed or be contracted to work at any of the ACU Member Companies and (2) become a member of Associated Credit Union. Upon approval, you must provide a copy of your latest Member Company pay stub. When applying online, the promo code PERKS must be used to notify ACU staff.

Associated Checking

The monthly fee of $4.95 is waived for the first three months of opening an Associated Checking account. The $4.95 fee will be charged at the end of the fourth month of account opening.

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Visa Credit Card

Bonus offer applies to a new Associated Visa Credit Card opened. Limit one bonus per account. Within the first 90 days of opening an ACU Visa Credit Card, the member must charge at least $500.00. The $100.00 bonus will be credited to the primary member’s share account within 60 days of meeting the above qualifications.

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Auto Loan

Offer of 0.25% off your auto loan rate when you purchase a new or used car through one of our three (3) Car Buying Services and finance your auto loan with Associated Credit Union. The rate you qualify to receive may vary depending on your individual credit history, length of term, and age of vehicle. Rate and terms subject to change without notice.

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Mortgage Loan

Offer good from October 1, 2018, to March 31, 2019. Must apply by March 31, 2019. Certain restrictions and limitations apply. All loans are subject to credit approval. Mortgage offer available only in GA, AL, TN, SC, NC, and FL and is not available on VA, FHA, and USDA Mortgages. Non-promotional Origination Fee rate is 1%; $1,000 would be the origination fee on a $100,000 loan. Offer available for a limited time and subject to change without notice.

We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act. NMLS #401922

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Home Equity Loan

Offer not available for Home Equity Line of Credit (HELOC). The application period is from October 1, 2018 through March 31, 2019. Offer available to residents within the states of Georgia, Florida, North Carolina, South Carolina, Alabama, and Tennessee. All loans are subject to credit approval. Associated Credit Union assumes (unless otherwise noted) that: This is your primary residence and is a 1-4 unit property. Debt-to-income ratio is equal to or less than 43%. Minimum representative credit score of 660. If we deem an appraisal on your home is necessary, then, you must pay an appraisal fee that is usually between $100.00 and $500.00. There are no other fees or charges assessed to open the loan. Associated Credit Union will pay the following borrower closing costs: Flood Certificate Fee, GA Residential Mortgage Loan Fee, Recording Fees, Title: Attorney Fee, Title: Closing Protection Letter, Title: Post Closing Fee, Title: Title Exam Fee, Title: Wire Fee. You will pay an appraisal fee that is usually between $100.00 and $500.00. Subject property must have hazard insurance coverage and if applicable, flood insurance coverage. The maximum loan amount is determined by the amount of equity in your home, based on appraised value. Offer subject to change at any time. Please consult your tax advisor regarding interest deductibility. Some restrictions may apply. Offer may be withdrawn.

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