Products

2.50% APR Auto Loans

Get Associated With No Payments For 90 Days

If you're in the market to buy or refinance a car, now is the time. Our rates start as low as 2.50% APR for new and used 2018-2019 model year vehicles with terms up to 24 months. Plus, you can enjoy no auto loan payments for 90 days.* Call 770.448.8200, ext. 2392 to apply or apply online today. View our Auto Loan Checklist for all the information you need to apply.




 

Auto Loan Rates

Model Year(s)APRMax Loan Terms
2018-2019 NADA Retail / MSRP2.50%* - 13.30%Up to 84 Months
2017 NADA Retail3.15% - 13.55%Up to 84 Months
2016 NADA Retail3.40% - 13.30%Up to 72 Months
2015 NADA Retail3.65% - 13.55%Up to 72 Months
2014 NADA Retail3.90% - 13.80%Up to 60 Months
2013 NADA Retail4.15% - 14.05%Up to 60 Months
2012 NADA Retail4.40% - 14.10%Up to 48 Months
2011 NADA Retail4.65% - 14.35%Up to 48 Months

 

  • APR is the annual percentage rate. Rates vary based on length of term, age of vehicle, and your credit history. Rates and terms subject to change without notice. Terms are approximate. Rates as of August 6, 2018.
  • For an estimate of what your payment may be, click here to use our Loan Calculator. Please contact Associated Credit Union for full disclosures.
  • Must qualify for loan under ACU guidelines, including age (minimum 18 years of age) and value of auto.
  • Terms up to 24 months must finance $5,000 or more.
  • Terms of 25-36 months must finance $7,500 or more.
  • Terms of 37-48 months must finance $10,000 or more.
  • Terms of 49-60 months must finance $15,000 or more.
  • Terms of 61-72 months must finance $20,000 or more.
  • Terms of 73-84 months must finance $30,000 or more.
  • These offers may be withdrawn.
  • Rates may vary based on individual credit worthiness.

 

The rate of 2.50% APR applies to new and used 2018-2019 vehicles only with terms up to 24 months. Interest accrues from date of loan disbursement. "No Payments For 90 Days" offer good on 2011-2019 models for members who have a credit score greater than or equal to 670. Minimum loan amount for this offer is $7,500.00. Payment example: $26,500 loan at 5.29% APR for 60 months, monthly payments (included first payment after 90 days) of approximately $508.08 each. Must qualify for loan under Associated Credit Union's guidelines, including age (minimum 18 years of age) and value of auto. No down payment required depending on terms of the loan. The rate you qualify to receive may vary depending on individual credit history, length of term, and age of vehicle. Rates and terms subject to change without notice. Offer may be withdrawn.

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