Credit Card, Personal & Other Loans

Loan Description More Info
Visa Platinum Preferred Credit Card
  • 9.9% or 12% Annual Percentage Rate
  • No Annual Fee
  • You'll Always Know Your Rate
  • Grace Period of 25 Days
  • No Minimum Finance Charge
  • No Foreign Transaction Fee
  • Paperless Statements
  • Cash Advance Fee of 3% (Minimum $3)
  • Late Fee of up to $35
  • Earns ScoreCard Reward Points
  • Earn even more points with ScoreMore Rewards*
  • View & Pay Visa bill 
    Paying your Visa bill by Mail?
    Associated Credit Union
    PO Box 4521
    Carol Stream IL, 60197

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Visa Credit Card Agreement

Request A Credit Limit Increase

Deposit Loans
  • No Loan Application Fees
  • Lower Closing Costs
  • Competitive Interest Rates
  • No Hidden Charges
  • Payments are easy with Direct Deposit, Payroll Deduction, or our Direct Pay & Save Service which features free Automated Clearing House (ACH) payments from other financial institutions

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Other Personal Loans
  • Share Secured Loans
  • Time Deposit Loans
  • Open-End Lines of Credit

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Other Loans
  • New Boats
  • Used Boats • 1–7 years old
  • Recreational Vehicle Loans • 1–7 years old
  • Campers • 1–2 years old
  • New Motorcycles
  • Used Motorcycles • 1–6 years old

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Visa Credit Card Limit Increase

Requesting a limit increase on your existing Associated Credit Union Visa Credit Card is easy. Simply fill out the Visa Credit Card Limit Increase Request Form and click submit. We do not charge a fee to increase your credit card limit. We will contact you once your request has been processed.

Request a Visa Credit Card Limit Increase.


ScoreCard Rewards & ScoreMore Rewards

Members using ACU's Platinum Visa Credit Card earn one point for each dollar spent.Points earned with your credit card can be combined with those earned from your check card. Redeem your points for travel awards or brand name merchandise at

ScoreMore Rewards is a feature of ScoreCard Rewards that allows you to earn additional Bonus Points at participating retailers online and in-store. Simply go to and click on the ScoreMore link to learn more and activate offers.

 Rates may vary based on individual credit worthiness

For travel awards information call 1.800.842.3006.
For merchandise information call 1.800.854.0790.


Credit Card Fraud

If you think your Associated Credit Union Credit Card has been compromised, please go here for more information on handling Credit Card fraud.

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