With a low-rate 15-year or 20-year mortgage, you'll reach financial independence in no time.

You’re working hard to save money to secure your financial independence. You have an alternate vision for your life that you’re eager to pursue. Having a vision allows you to start the next chapter of your life sooner rather than later. You have a plan!

And we bet a big part of that plan is to pay off your mortgage. Associated Credit Union is here to help. ACU’s 15-year and 20-year Fixed-Rate Mortgages can help you achieve your vision of financial independence.

Not only do we offer competitive mortgage rates, but at Associated CU…

  • We handle all the servicing so you always know who to call with a question.
  • You don’t have to pay the intangible tax. A tax assessed for every $1,000 you borrow.

To get on the road to financial independence, call us at 770.448.8200, ext. 2141 or apply online to find out which mortgage option fits your plan to start the next chapter of your life.

Click here to view our mortgage calculators.


Rates are subject to change based on market conditions. Maximum loan-to-value and combined loan-to-value percentage is 80%. Offer available only for purchase and limited cash-out refinance transactions only. Offer available in the states of Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. Borrower(s) will prepay $75 application fee on limited cash-out refinance transactions, which will be refunded at loan closing, otherwise the fee is non-refundable. Borrower(s) will prepay $350* appraisal fee on all transactions, the appraisal fee is non-refundable. Other fees may apply. Some restrictions may apply. Subject property must be your primary residence and a single family home. The minimum loan amount is $50,000 and the maximum loan amount is $453,100. The minimum credit score required is 720 and the maximum debt to income ratio is 43%. An escrow (impound) account is optional. On a $130,000, limited cash-out refinance 15-year loan at 2.99% (3.171% APR), the monthly principal and interest payment will be $897.13. On a $130,000, limited cash-out refinance 20-year loan at 3.49% (3.637% APR), the monthly principal and interest payment will be $753.28. Actual payments will vary based on your individual situation. Payment shown does not include escrow payment for property taxes and homeowners insurance. APR = Annual Percentage Rate. All rates and offers are as of November 1, 2018 and are subject to change without notice. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

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