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1.00% rate reduction when you finance or refinance your mortgage with ACU

We reduced the rate of our 15-year and 20-year fixed rate mortgage by a full 1.00%*.

For a limited time, Associated Credit Union is giving back to our members by keeping the 15-year and 20-year fixed rate a full 1.00% below the going market rate.

So, now is the time to buy your new home or refinance your mortgage with Associated Credit Union.

Apply Today

Contact one of our Mortgage Loan Officers—J. Pearson, NMLS 164714 (770.448.8200, Ext. 2367) or Sarah Waldes, NMLS 476839 (770.448.8200, Ext. 2213)—so you can own your home sooner than later.

Don’t want to call? No biggie! You can apply online or through the ACU Mobile App. It’s fast and easy!

*Floor rate of 2.99% for both 15 year and 20 year fixed rate mortgages. Rates are subject to change based on market conditions. Maximum loan to value and combined loan to value percentage is 80%. Offer available only for purchase and limited cash-out refinance transactions only. Offer available in the states of Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. Borrower(s) will prepay $75 application fee on limited cash-out refinance transactions, which will be refunded at loan closing, otherwise the fee is non-refundable. Borrower(s) will prepay $350* appraisal fee on all transactions, the appraisal fee is non-refundable. Closing cost may apply. Some restrictions may apply. Subject property must be your primary residence and a single family home. The minimum loan amount is $50,000 and the maximum loan amount is $484,300. The minimum credit score required is 720 and the maximum debt to income ratio is 43%. An escrow (impound) account is optional. On a $130,000, limited cash-out refinance 15 year loan at 2.99% (3.171% APR), the monthly principal and interest payment will be $897.13. On a $130,000, limited cash-out refinance 20 year loan at 3.49% (3.637% APR), the monthly principal and interest payment will be $753.28. Actual payments will vary based on your individual situation. Payment shown does not include escrow payment for property taxes and homeowners insurance. APR = Annual Percentage Rate. All rates and offers are as of November 1, 2018 and are subject to change without notice. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.

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