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Achieve YOUR SOMETHING With A Fixed-Rate HELOC

What is YOUR SOMETHING? A dream vacation? A grandchild’s education? A home improvement project? Debt consolidation?

Associated Credit Union is here to help you live the life you’ve dreamed of by helping you achieve YOUR SOMETHING. You’ve built equity in your home. Now it’s time to achieve YOUR SOMETHING by unlocking the value of your property with a Fixed-Rate HELOC.

Fixed-Rate Home Equity Line of Credit (HELOC)

With a Fixed-Rate HELOC, you borrow against the equity you’ve built up in your home, and you enjoy the flexibility of taking the money only when you need it to achieve YOUR SOMETHING. Your fixed interest rate won’t change for the life of the loan—which means you’re protected from the possibility of rising interest rates.

Are you ready to achieve YOUR SOMETHING? Call us at 770.448.8200 ext. 2141 and let us help answer your questions or get your application started.

 

APR = Annual Percentage Rate. The annual percentage rate is fixed for a five (5) year draw period and a five (5) year repayment period. The annual percentage rate as of 1/1/2019 is 6.50% for a fixed rate home equity line of credit. The minimum loan amount is $10,000 for 75% LTV and $20,000 for 80% LTV, and the maximum loan amount is $100,000. Some restrictions may apply. LTV = Loan-To-Value. Loans up to 80% of appraised value for loan amounts of $20,000 or greater, up to 75% of appraised value for loan amounts of less than $20,000 down to $10,000, less first mortgage balance for 5 year draw period and 5-year repayment term. Rates are subject to change based on market condition.

Subject property must have hazard insurance coverage and if applicable, flood insurance coverage. The borrower is required to pay attorney fees. The borrower is required to pay for a property valuation report. All rates and terms subject to change without notice. These offers may be withdrawn. Available for properties located in Alabama, Georgia, Florida, North Carolina, South Carolina, and Tennessee. Membership with Associated Credit Union is an exclusive benefit available to individuals who meet one of the eligibility requirements. NMLS #401922.

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