Reward Points & Cash Back Rewards

Earn reward points and cash back rewards with your Associated Credit Union Visa Credit Card and Associated Checking Debit Card. The more you use them, the faster you’ll earn.

ScoreCard Reward Points

Earn ScoreCard Reward Points when you make purchases using your Visa Credit Card or Associated Checking Debit Card.

For Associated Checking Debit Cards, ScoreCard Reward Points are earned when you use your Associated Checking Debit Card for credit purchases. Select credit when using your Associated Checking Debit Card to make signature-based transactions and earn one point for every $3 you spend.*

ACU's Platinum Visa® Credit Card earns one ScoreCard Reward Point for every $1spent.

Points earned with your Visa Credit Card and Associated Checking Debit Card can be combined and redeemed for travel rewards and brand name merchandise at

In addition, ScoreMore is a feature of ScoreCard Rewards that allows you to earn additional Bonus Points at participating retailers online and in-store. Simply go to and click on the ScoreMore link. For travel awards information, call 1.800.842.3006. For merchandise information, call 1.800.854.0790.

* Associated Checking Visa Debit Cards earn points for purchases made as signature transactions. A signature transaction is when you authorize your Associated Checking Visa Debit Card purchase using your signature instead of your PIN. Online purchases using your Associated Checking Visa Debit Card earn points when processed as a credit transaction. PINless Point-Of-Sale (POS) transactions processed by merchants do not qualify.


Cash Back Purchase Rewards

Get cash back offers when you use your Visa Debit Card at participating stores. To start earning cash back:

  • Step 1: Log in to Online Banking and look for the Purchase Rewards section on your Associated CU Online Banking homepage.
  • Step 2: Click All offers and options to see all the offers available to you.
  • Step 3: To activate an offer to your Visa Debit Card, click Add to card. You can also activate cash back rewards through our App.

Cash Back offers will be deposited directly into your Associated CU Checking Account within the next month when you use your Visa Debit Card at participating merchants.


All rewards mentioned/shown may not be available at all times. Rewards availability is determined by ScoreCard® Program providers. Visit for current merchandise and travel rewards. ScoreCard and Cash Back Purchase Rewards are governed by the terms your agreements and may have certain limitations such as keeping any promises you make to the Credit Union.

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