We're here to help you get your finances back on track with Skip-A-Payment.

Associated Credit Union wants to help members get back on track by offering Skip-A-Payment. Through January 31, 2019, members who qualify can defer the payment of an eligible Associated Credit Union loan up to 30 days past its due date. There is a service charge of $25.00 per loan.


To qualify, you must have:

  • A minimum monthly loan payment equal or greater than $100
  • A current loan balance greater than $1,000
  • A minimum of six months of full, consecutive and on-time payments toward the loan prior to the request
  • A minimum of twelve months remaining on the loans


Eligible Loan Types:

  • Regular Auto Loans
  • Personal Loans
  • Personal Lines of Credit
  • Home Equity Lines of Credit
  • 2nd Mortgages

Ineligible Loan Types:

  • 1st Mortgages
  • Time Deposit Loans
  • Visa Credit Cards
  • Rate Reward Auto Loans
  • CURE Loans
  • Loans with CPI Add-ons

To apply for Skip-A-Payment:

  • Visit one of our locations
  • Call 770.448.8200, Ext. 2392 for Auto and Personal Loans
  • Call 770.448.8200, Ext. 2141 for 2nd Mortgages and Home Equity Lines of Credit



Deferment of payment will extend the life of the loan and may cause an increase in the final payment amount. Offer only available on Regular Auto Loans, Personal Loans, Personal Lines of Credit, Home Equity Lines of Credit, and 2nd Mortgages that are currently financed with Associated Credit Union with a maximum of three extensions allowed during the term of the loan. Members must have had their loan with Associated Credit Union six months prior to a Skip-A-Payment Payment request. Loans must be current and all accounts in good standing. If your auto loan has GAP insurance, please contact your insurance carrier to determine how a Skip-A-Payment may affect your coverage. Offer subject to approval and does not apply to the first payment of any loan. Limit to one Skip-A-Payment per qualified loan during promotional period beginning December 1, 2018 and ending January 31, 2019. The fee to skip a payment is $25.00 per loan and must be paid in advance through members’ share account or by credit card. Member’s using a credit card will be subject to an additional $13.00 processing fee. Financial Institution to Financial Institution refinance will be decisioned on a case by case basis.

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