3.9% APR Credit Card Balance Transfer

Have a high rate credit card from another issuer? Transfer your credit card balance with no balance transfer fee to an Associated CU Visa Credit Card. Don't have our Visa Credit Card? Apply online today.


Associated CU's Visa Credit Card Features:

  • 3.9% APR on balance transfers for 12 months.
  • No balance transfer fee.
  • No annual fee.
  • Chip-enabled for added security.
  • Available for new and existing cardholders. Don't have our Visa Credit Card? Apply online today.
  • Minimum balance transfer to qualify for 3.9% APR is $1,000. Any balance transfers less than $1,000 will be at your regular rate.
  • Download our ACU Wallet app from your device's app store for even more features for your card—such as turning it off and on!

Ready to transfer your balance?

Fill out and submit online using the Balance Transfer secure form using one of the following options.

If you do not have an ACU Credit Card:

If you have an ACU Credit Card:


Offer valid January 1, 2019 - March 31, 2019 for 9.9%, 12%, and 13% APR Associated Credit Union Visa Credit Cards only. After 12 months, the APR for balance transfers becomes 9.9%, 12%, or 13% APR which depends on the rate you qualify to receive and may vary depending on individual credit history. Associated Credit Union reserves the right to refuse duplicate account transfers. Offer valid for balances transferred from other card-issuer accounts only. Maximum total transfer amount is limited to your approved credit line and cannot exceed $15,000. Minimum transfer amount is $1,000. Must have at least $1,000 available in credit limit. No rewards points on balance transfers. Credit Card purchases will accrue interest at 9.9%, 12%, or 13% APR, depending on the rate you qualify to receive, unless the balance is paid in full by the next due date. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including transferred balances under this promotion. Payments are applied to the highest rate first. Offer does not change other terms and conditions of your Associated Credit Union Visa Credit Card. Offer may be withdrawn.

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