Rates

Auto Loans

Model Year(s)APRMax Loan Terms
2018-2019 NADA Retail / MSRP2.25% - 13.05%Up to 84 Months
2017 NADA Retail2.90% - 13.30%Up to 84 Months
2016 NADA Retail3.15% - 13.05%Up to 72 Months
2015 NADA Retail3.40% - 13.30%Up to 72 Months
2014 NADA Retail3.65% - 13.55%Up to 60 Months
2013 NADA Retail3.90% - 13.80%Up to 60 Months
2012 NADA Retail4.15% - 13.85%Up to 48 Months
2011 NADA Retail4.40% - 14.10%Up to 48 Months



 
  • APR is the annual percentage rate. Rates vary based on term of loan, age of vehicle, and your credit history. Rates and terms subject to change without notice. Terms are approximate. Rates as of April 30, 2018.
  • For an estimate of what your payment may be, click here to use our Loan Calculator. Please contact Associated Credit Union for full disclosures.
  • Must qualify for loan under ACU guidelines, including age (minimum 18 years of age) and value of auto.
  • Terms up to 24 months must finance $5,000 or more.
  • Terms of 25-36 months must finance $7,500 or more.
  • Terms of 37-48 months must finance $10,000 or more.
  • Terms of 49-60 months must finance $15,000 or more.
  • Terms of 61-72 months must finance $20,000 or more.
  • Terms of 73-84 months must finance $30,000 or more.
  • These offers may be withdrawn.
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