Credit Card Rates
|Loan Type||APR||Approximate Terms|
|Visa PRO$PER Signature Credit Card (Variable Rate)||Prime¹ + 4.9%²<br>Prime¹ + 5.9%²<br>Prime¹ + 6.9%²||Open-End|
|Visa Platinum Credit Card (Fixed Rate)||12.00%||Open-End|
¹ Wall Street Journal Prime adjusted last day of each month with a floor of 4%.
² We will review your credit history, income, and other information you provide us to determine the APR and maximum credit line available.
For an estimate of what your payment may be, click here to use our Loan Calculator. Please contact Associated Credit Union for full disclosures.
Disclosures: APR is the Annual Percentage Rate. These offers may be withdrawn. Rates may vary based on individual credit worthiness. Rates and terms subject to change without notice. Terms are approximate. Must qualify for loan under Associated Credit Union's guidelines. Consult a tax advisor regarding the deductability of interest.
Visa Credit Card Disclosures: We will review your credit history, income, and other information you provide us to determine the APR and maximum credit line available for your account. Fee cannot exceed minimum payment due. Maximum fee for first occurrence is $25. Fee for second occurrence in six months is $35. Fee cannot exceed minimum payment due. How We Will Calculate Your Balance: We will use a method called "average daily balance (including new purchases)." See your account agreement for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement. The credit union will acquire a security interest in the property purchased with your credit card; and collateral securing other loans with us may also secure this account. Also, you are giving us a security interest in your shares and other deposits in the credit union. The information about the costs of the card described in this application is accurate as of 11/1/2019. This information may have changed after that date. To find out what may have changed, call 770.448.8200 or write us.