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Vehicle Loan Rates

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rates-vehicle-loans table
Model Year(s)APRMax Loan Terms
2019-2020 NADA Retail / MSRP2.25% - 14.25%Up to 84 Months
2018 NADA Retail2.50% - 14.50%Up to 84 Months
2017 NADA Retail2.75% - 14.00%Up to 72 Months
2016 NADA Retail3.00% - 14.25%Up to 72 Months
2015 NADA Retail3.50% - 14.75%Up to 72 Months
2014 NADA Retail3.75% - 15.00%Up to 72 Months
2013 NADA Retail4.00% - 15.25%Up to 60 Months
2012 NADA Retail4.25% - 15.50%Up to 60 Months
New Boats4.75% - 8.50%Up To 120 Months
Used Boats, 1 - 5 years Old6.50% - 9.50%Up To 120 Months
Used Boats, 6 - 7 Years Old7.50% - 9.90%60 Months
Miscellaneous RV/Motor Homes, 1 - 7 Years Old4.75% - 9.90%Up To 120 Months
New Motorcycles4.90% - 9.90%60 Months
Used Motorcycles, 1 - 5 Years Old5.90% - 9.90%60 Months

 

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  • APR is the annual percentage rate. Rates vary based on term of loan, age of vehicle, and your credit history. Rates and terms subject to change without notice. Terms are approximate. Rates as of September 30, 2019.
  • For an estimate of what your payment may be, click here to use our Loan Calculator. Please contact Associated Credit Union for full disclosures.
  • Must qualify for loan under ACU guidelines, including age (minimum 18 years of age) and value of auto.
  • The minimum Auto Loan amount is $5,000.
  • Terms of 72-83 months must finance $18,000 or more.
  • Terms of 84 months or greater must finance $28,000 or more.
  • These offers may be withdrawn.