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PRO$PER Checking

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Geometric Hexagons that emphasize 3.50% APY offer

Earn More From Everyday Banking

Why settle for a checking account that earns next to nothing? With PRO$PER Checking, you can earn 3.50% APY* while using your account the way you already do.

Qualifying Is Easier Than You Think

Many people assume high-yield checking accounts come with difficult requirements. The reality is that most consumers already do what it takes to earn PRO$PER Checking's premium rate.

To earn 3.50% APY each month, simply:

  • Make 15 debit card purchases each month
  • Set up direct deposit (one-time setup)
  • Enroll in eStatements (one-time enrollment)

In fact, the average consumer uses their debit card more than 30 times1 each month—twice the number required for PRO$PER Checking.

Open Your Account Your Way

Getting started is simple. Open your PRO$PER Checking account:

  • Online
  • On your mobile device

Start Earning More Today

No complicated hoops. No unnecessary hassle. Just everyday banking that rewards you with one of Georgia’s highest checking account rates.

Open your PRO$PER Checking account today.

 

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*APY = Annual Percentage Yield

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Federally insured by NCUA.

To earn the applicable dividend rate and APY, you must be enrolled in eStatements, have a minimum of fifteen (15) debit card transactions made from your PRO$PER Checking Account during the statement cycle, and have a Direct Deposit to your PRO$PER Checking Account. You must meet the preceding account requirements to earn Tier 1 dividends. No minimum balance requirements to earn dividends. Dividends are compounded and paid monthly. Fees may reduce earnings.

Rate information – Rates are subject to change. Tier 1 – A dividend rate of 3.440% will be paid only for that portion of your daily balance that is $24,999.00 or less. The annual percentage yield (APY) for Tier 1 is 3.50%. Tier 2 – A dividend rate of 0.0499% will be paid on the entire portion of your daily balance of $25,000.00 or more. The annual percentage yield (APY) for Tier 2 is 0.05%. If all the requirements for this account are not met, the Tier 2 rate will apply to the entire balance. Rate information is as of July 1, 2026.