Regular & IRA Certificate of Deposit (CD) Rates
Regular & IRA Certificate of Deposit (CD) Rates
| Account | Compounding Method | Dividend Rate | Annual Percentage Yield | Good Through | Dividend Frequency | Effective As Of |
|---|---|---|---|---|---|---|
| 6 Month Safari Club CD** | Simple | 3.35% | 3.35% | January 28, 2026 | Maturity | January 22, 2026 |
| 6 Month CD | Simple | 3.35% | 3.35% | January 28, 2026 | Maturity | January 22, 2026 |
| 9 Month CD | Simple | 3.45% | 3.45% | January 28, 2026 | Maturity | January 22, 2026 |
| Tax Factor 1 Year CD | Simple | 3.60% | 3.60% | January 28, 2026 | Annually | January 22, 2026 |
| 1 Year CD | Quarterly | 3.55% | 3.60% | January 28, 2026 | Quarterly | January 22, 2026 |
| 1 Year Trust CD | Quarterly | 3.55% | 3.60% | January 28, 2026 | Quarterly | January 22, 2026 |
| 2 Year CD | Quarterly | 3.211% | 3.25% | January 28, 2026 | Quarterly | January 22, 2026 |
| 2 Year Trust CD | Quarterly | 3.211% | 3.25% | January 28, 2026 | Quarterly | January 22, 2026 |
| 2 1/2 Year CD | Quarterly | 3.260% | 3.30% | January 28, 2026 | Quarterly | January 22, 2026 |
| 3 Year CD | Quarterly | 3.113% | 3.15% | January 28, 2026 | Quarterly | January 22, 2026 |
| 4 Year CD | Quarterly | 3.113% | 3.15% | January 28, 2026 | Quarterly | January 22, 2026 |
| 5 Year CD | Quarterly | 3.211% | 3.25% | January 28, 2026 | Quarterly | January 22, 2026 |
| 5 Year Trust CD | Quarterly | 3.211% | 3.25% | January 28, 2026 | Quarterly | January 22, 2026 |
| 1 Year IRA CD* | Quarterly | 3.552% | 3.60% | January 28, 2026 | Quarterly | January 22, 2026 |
| 2 Year IRA CD* | Quarterly | 3.211% | 3.25% | January 28, 2026 | Quarterly | January 22, 2026 |
| 2 1/2 Year IRA CD* | Quarterly | 3.260% | 3.30% | January 28, 2026 | Quarterly | January 22, 2026 |
| 3 Year IRA CD* | Quarterly | 3.113% | 3.15% | January 28, 2026 | Quarterly | January 22, 2026 |
| 4 Year IRA CD* | Quarterly | 3.113% | 3.15% | January 28, 2026 | Quarterly | January 22 2026 |
| 5 Year IRA CD* | Quarterly | 3.211% | 3.25% | January 28, 2026 | Quarterly | January 22, 2026 |
- Certificate of Deposit Accounts withdrawn before the maturity date incur a substantial penalty.
- The nine-month Certificate of Deposit allows one early withdrawal or early redemption without penalty.
- Roth IRAs & Coverdell ESAs use the One, Two & Five-Year CDs.
- Rates & Terms Subject to Change Without Notice.
- These Offers May be Withdrawn.
- The minimum balance to open Certificate of Deposit Accounts is $200.
- If funds other than interest are withdrawn prior to maturity, a penalty is imposed.
- For terms less than one year 30 days of interest earned or that could have been earned will be forfeited.
- For terms of one year or more 90 days of interest earned or that could have been earned is forfeited.
- * May be used for Traditional Individual Retirement Accounts.
- ** Minimum Opening Deposit is $100. A Safari Club CD is for Members through age 15.
