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Savings & IRAs Rates

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Savings & IRAs Rates

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AccountCompounding MethodDividend RateAnnual Percentage YieldGood ThroughDividend Frequency
Share Account ($50 - $49,999) Q3Quarterly0.250%0.25%September 30, 2025Quarterly
Share Account ($50,000 - $99,999) Q3Quarterly0.300%0.30%September 30, 2025Quarterly
Share Account ($100,000 & UP) Q3Quarterly0.399%0.40%September 30, 2025Quarterly
Share Account Q4QuarterlyNot Yet DecidedNot Yet DecidedDecember 31, 2025Quarterly
PRO$PER Savings Account ($50 - $49,999) Q3Quarterly0.250%0.25%September 30, 2025Quarterly
PRO$PER Savings Account ($50,000 - $99,999) Q3Quarterly0.300%0.30%September 30, 2025Quarterly
PRO$PER Savings Account ($100,000 & UP) Q3Quarterly0.399%0.40%September 30, 2025Quarterly
PRO$PER Savings Account Q4QuarterlyNot Yet DecidedNot Yet DecidedDecember 31, 2025Quarterly
CU $aveMore ($50 - $500) Q2Quarterly3.941%4.00%September 30, 2025Quarterly
CU $aveMore ($501 - $49,999) Q3Quarterly0.250%0.25%September 30, 2025Quarterly
CU $aveMore ($50,000 - $99,000) Q3Quarterly0.300%0.30%September 30, 2025Quarterly
CU $aveMore ($100,000 & UP) Q3Quarterly0.399%0.40%September 30, 2025Quarterly
CU $aveMore Q4QuarterlyNot Yet DecidedNot Yet DecidedDecember 31, 2025Quarterly
Safari Savings Club ($50 - $500) Q3Quarterly3.941%4.00%September 30, 2025Quarterly
Safari Savings Club ($501 - $49,999) Q3Quarterly0.250%0.25%September 30, 2025Quarterly
Safari Savings Club ($50,000 - $99,000) Q3Quarterly0.300%0.30%September 30, 2025Quarterly
Safari Savings Club ($100,000 & UP) Q3Quarterly0.399%0.40%September 30, 2025Quarterly
Safari Savings Club Q4QuarterlyNot Yet DecidedNot Yet DecidedDecember 31, 2025Quarterly
IRA Share Account ($50 - $49,999) Q3Quarterly0.250%0.25%September 30, 2025Quarterly
IRA Share Account ($50,000 - $99,999) Q3Quarterly0.300%0.30%September 30, 2025Quarterly
IRA Share Account ($100,000 & UP) Q3Quarterly0.399%0.40%September 30, 2025Quarterly
IRA Share Account Q4QuarterlyNot Yet DecidedNot Yet DecidedDecember 31, 2025Quarterly
Holiday Club ($50 - $49,999) Q3Quarterly0.250%0.25%September 30, 2025Quarterly
Holiday Club ($50,000 - $99,999) Q3Quarterly0.300%0.30%September 30, 2025Quarterly
Holiday Club ($100,000 & UP) Q3Quarterly0.399%0.40%September 30, 2025Quarterly
Holiday Club Q4QuarterlyNot Yet DecidedNot Yet DecidedDecember 31, 2025Quarterly
Trust Primary Share ($50 - $49,999) Q3Quarterly0.250%0.25%September 30, 2025Quarterly
Trust Primary Share ($50,000 - $99,999) Q3Quarterly0.300%0.30%September 30, 2025Quarterly
Trust Primary Share ($100,000 & UP) Q3Quarterly0.399%0.40%September 30, 2025Quarterly
Trust Primary Share Q4QuarterlyNot Yet DecidedNot Yet DecidedDecember 31, 2025Quarterly
  • Rates and terms subject to change without notice. These offers may be withdrawn. APY = Annual Percentage Yield.
  • Interest Rate and Annual Percentage Yield (APY) are anticipated.
  • Fees could reduce earnings on the account.
  • The minimum opening deposit for Share Accounts is $10 (a onetime membership fee of $5, plus an initial deposit of $5 to the account).
  • The mininum opening deposit for IRA Share Accounts is $50 and for Holiday Club Accounts is $10.
  • Accounts must maintain an average daily balance of $50 each quarter to earn dividends.
  • Accounts closed before the end of the quarter forfeit dividends.
  • CU $aveMore Account: Requires an active checking account and direct deposit or eStatements. The minimum opening deposit is $10. Limit one CU $aveMore account per primary member. Rates declared quarterly based on average daily balance. Rates subject to change.
  • Safari Savings Club: Available for members aged 15 and under. Limit one Safari Saving Club account per member. Rates declared quarterly based on average daily balance. If requirements are not met, standard dividend rates will apply. Rates subject to change.
  • Traditional, Roth and Education IRAs may use this account.