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Skip-A-Payment

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Have Your Loan Payment Chill

Whether you need extra money to spend or time to budget, you can enjoy a financial respite with Skip a Payment. Defer your loan payment up to 30 days past the due date for just $25 per loan. Apply by January 31, 2026!

Eligible Loans

  • Regular Auto Loan
  • Second Mortgage
  • Home Equity Line of Credit
  • Personal Loan
  • Personal Line of Credit

Minimum Qualifications

  • $100 monthly loan payment
  • $1,000 remaining loan balance
  • 12-month remaining loan term
  • Prior 6-month consecutive fully-paid and on-time payments

Apply Now

  • Auto Loan, Personal Loan, and Personal Line of Credit: 770-448-8200 ext. 2390
  • Second Mortgage and Home Equity Line of Credit: 770-448-8200 ext. 2141

Offer only available on regular Auto Loan, Second Mortgage, Home Equity Line of Credit, Personal Loan, and Personal Line of Credit currently financed with Associated Credit Union. Must have all accounts in good standing and loan six months prior to Skip a Payment request. Limited to one Skip a Payment per qualified loan from December 1, 2025 to January 31, 2026 and three extensions during the loan term. Must pay a $25 fee per loan in advance via share account or credit card. An additional $13 processing fee applies to credit cards. Offer does not apply to the first loan payment and subject to approval.
Payment deferment will extend the life of the loan and may cause an increase in the final payment amount. If an auto loan has Guaranteed Auto Protection (GAP), contact the carrier to determine how a Skip a Payment may affect coverage. Financial institution to financial institution refinance decided on a case-by-case basis.