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2.90% APR Home Equity Line Of Credit (HELOC)

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Take Advantage Of A Special 2.90% APR Home Equity Line of Credit With ACU

A home equity line of credit (HELOC) allows you to borrow a portion of the available equity in your home. And now is the perfect time to put that equity to good use with our special 2.9% APR offer!

Get a promotional rate 2.90% APR HELOC when you take an advance of $5,000 or more from August 1, 2020 through September 30, 2020. After 12 months, the promotional rate will revert to the non-promotional rate.

A HELOC is perfect for financing home renovations, fun travel plans, or taking care of college tuition. What are you waiting for? Apply today!

Take advantage of this 2.90% HELOC offer by calling 770.448.8200, Ext. 2141, or apply online today.

APPLY

HELOC = Home Equity Line of Credit. APR = Annual Percentage Rate. The index for the adjustable rate HELOC is Prime. The minimum rate on the adjustable rate HELOC is 4.00% and the maximum rate on the adjustable rate HELOC is 18.00%. Promotional period is August 1, 2020 through October 31, 2020. Promotional interest rate is 2.90% with qualifications. The current non-promotional annual percentage rate for new members is 4.00% for the adjustable rate HELOC and 5.00% for the fixed rate HELOC. Offer available to residents within the states of Georgia, Florida, North Carolina, South Carolina, Alabama, and Tennessee. All loans are subject to credit approval. Associated Credit Union assumes (unless otherwise noted) that: this is your primary residence and is a 1 (one) to 2 (two) unit property. Debt-to-income ratio is equal to or less than 43%. Minimum representative credit score of 680. If your home is located in the state of Georgia, you will be required to pay an attorney fee which usually totals between $300.00 and $600.00 for title examination and closing and a recording fee which usually totals $25.00. If we deem an appraisal on your home is necessary, then, you must pay an appraisal fee that is usually between $100.00 and $500.00. If your home is located outside of the state of Georgia, you will be required to pay attorney’s fees and recording fees and taxes which usually total between $400.00 and $800.00. If we deem an appraisal on your home is necessary, then, you must pay an appraisal fee that is usually between $100.00 and $500.00. There are no other fees or charges assessed to open your line of credit. There are no fees or charges assessed to maintain your line of credit. Subject property must have hazard insurance coverage and if applicable, flood insurance coverage. The minimum loan amount is $10,000 and the maximum loan amount is $100,000. Some restrictions may apply. Maximum loan amount is determined by the amount of equity in your home, based on appraised value. In order to qualify for the 2.90% promotional interest rate there has to be cumulative new advance(s) of $5,000 or greater during the promotional period. Minimum HELOC available balance has to be $5,000 or greater. Promotional interest rate ends on October 31, 2021, any promotional balances unpaid will revert to the contractual interest rate being charged on your HELOC. HELOC offer subject to change at any time. NMLS #401922