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MC Perks

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Welcome to ACU's most exclusive club: MC Perks! The MC Perks program helps you find exactly what you need to fit your financial lifestyle. We believe that your relationship with Associated Credit Union goes beyond just your finances. Meaning, everything that matters to you - matters to us! That's why we are proud to offer you perks on everyday services, just for working for one of our Member Companies.

When applying online, the promo code PERKS must be used to notify ACU staff.

 

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Join for free

We waive the $5 membership fee for all member company employees.

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Associated Checking Perk

Free for three months with added-value benefits that fit your life and include free stuff.

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Simple Checking Perk

Waived ATM transaction fees and POS Debit Card transaction fees.

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Home Equity Perk

Open a HELOC or a Home Equity loan, and ACU will fund a PRO$PER Savings Account with $100.

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Employees of any of our Member Companies living in the state of Georgia or outside the state of Georgia are eligible. Family or friends that are employees working for any of our member companies are not eligible. Offers available from February 1, 2020 through July 31, 2020. Offers available for all new deposit accounts and new loan accounts. All products and services are subject to approval, including credit approval. Offers may be withdrawn at any time.

To qualify for the offer, you must (1) be employed or be contracted to work at any of the ACU Member Companies and (2) become a member of Associated Credit Union. Upon approval, you must provide a copy of your latest Member Company pay stub. When applying online, the promo code PERKS must be used to notify ACU staff.

Associated Checking

The monthly fee of $4.95 is waived for the first three months of opening an Associated Checking account. The $4.95 fee will be charged at the end of the fourth month of account opening.

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Simple Checking

ACU will waive the ATM transaction fee and the Point-of-Sale (POS) Debit Card Transaction fee.

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Home Equity Line of Credit

Rates are subject to change based on market conditions. Subject property must be your primary residence. Minimum representative credit score of 680 required. Maximum 80% combined loan to value on Adjustable Home Equity Line of Credit. Maximum 75% combined loan to value on Fixed Rate Home Equity Line of Credit with a loan amount of $10,000 to $19,999.99. Maximum 80% combined loan to value on Fixed Rate Home Equity Line of Credit with a loan amount of $20,000 or more. Minimum loan amount is $10,000 and the maximum loan amount is $100,000.

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Home Equity Loans

Rates are subject to change based on market conditions. Subject property must be your primary residence. Minimum representative credit score of 660 required. Maximum 90% combined loan to value on Home Equity Loan with 5 year term. Maximum 85% combined loan to value on Home Equity Loan with a 7 year term. Maximum 80% combined loan to value on Home Equity Loan with a 10 or 15 year term. Minimum loan amount is $10,000 and the maximum loan amount is $100,000.

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Offers available in the states of Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. Terms may change at any time and some restrictions may apply. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act. NMLS #401922.

PRO$PER Savings Account

APY=Annual Percentage Yield. The rate may change after the account is opened. The rate is accurate as of January 1, 2020. There is a $10.00 minimum deposit required to open a PRO$PER Savings account. This sweepstakes is open to Georgia residents only. Entries are tallied for the primary owner on the account. Fiduciary and business accounts are not eligible. Each individual — limited by social security number — can have a maximum of 10 entries per month, 30 entries per quarter, and 120 entries per year in Associated Credit Union drawings. Entries are earned based on month-over-month increases in the PRO$PER Sweepstakes account balance. Chances of winning are determined by the number of total entries per drawing. The drawings are conducted on a company basis. The account is subject to close due to an early withdrawal with no penalty. Account withdrawal could impact your total number of entries. A closed account will result in the forfeiture of all sweepstakes entries. This savings account is also subject to withdrawal & transfer limits of the Federal Reserve’s Regulation D. Participants can make a penalty-free withdrawal from the account on the 13-month after the account is opened and every 12 months after that. Other restrictions may apply. This disclosure may be updated from time to time, and if it is updated, account holders will receive a notice of updated disclosure as well as the effective date of the updates as required by law.