Woman and Man Hiking Image

Holiday Club

Couple in the water.

Features Holiday Club
Designed for those who are interested in Having money for holiday shopping and entertaining.
How To Open Open online or at a branch.
Balance To Open $10
Minimum Balance To Earn Dividends $50 ADB Quarterly
Dividend Rate Holiday Club ($50 - $49,999) Q4: 0.250%
Holiday Club ($50,000 - $99,999) Q4: 0.300%
Holiday Club ($100,000 & UP) Q4: 0.399%
Holiday Club Q1: Not Yet Decided
Annual Percentage Yield (APY) Holiday Club ($50 - $49,999) Q4: 0.25%
Holiday Club ($50,000 - $99,999) Q4: 0.30%
Holiday Club ($100,000 & UP) Q4: 0.40%
Holiday Club Q1: Not Yet Decided
Card Access No
Compounding Method Quarterly
Dividend Frequency Quarterly
eStatements Yes - eStatements are free
Available For Overdraft Protection No
Deposits Insured By NCUA up to $250,000. Yes

APY = Annual Percentage Yield. APY is accurate as of December 31, 2025. Rates are subject to change. Fees could reduce earnings on the account.