Home Equity Loan
- Best for borrowers seeking immediate access to their home's equity.
- Terms available for 5-year fixed, 7-year fixed, 10-year fixed, and 15-year fixed.
- Loans up to 90% of appraised value, less first mortgage balance, for a loan amount up to $100,000.
- No loan application fees.
- Fixed-rate and fixed-payment for the life of the loan.
- Primary residences only.
Rates are subject to change based on market conditions. Subject property must be your primary residence. Minimum representative credit score of 670 required. Maximum 90% combined loan to value on Home Equity Loan with 5 year term. Maximum 85% combined loan to value on Home Equity Loan with a 7 year term. Maximum 80% combined loan to value on Home Equity Loan with a 10 or 15 year term. Minimum loan amount is $10,000 and the maximum loan amount is $100,000. Offer available in the states of Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. Terms may change at any time and some restrictions may apply. We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act. NMLS #401922.