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Auto Loan Refinance

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Love your car but not your Auto Loan? Refinance your Auto Loan with ACU and save.

At Associated Credit Union, we're known for our great loan rates. But if you got your Auto Loan somewhere else at a much higher rate we can likely reduce your payments with an Auto Refinance. Refinancing your Auto Loan with Associated CU is quick and easy and offers significant savings. See how much you could save in the table below.

Associated Credit Union Auto Loans Feature:

  • Rates starting as low as 2.00% APR
  • No payments for 90 days
  • Refinance options for amounts starting at $5,000 for vehicles 7 years old or newer.
  • No application fees
  • Easy payment options, flexible terms up to 84 months
  • Automatic payment options and no pre-payment penalties

Simply apply online or call us at 770.448.8200, Ext. 2390 to get started with an Auto Refinance.

Apply Online

Auto Loan Refinance Savings

Lender Rate Amount Borrowed Term Payment Savings
Associated CU 2.00% APR $20,000 48 $433.90  
Other Lender 3.00% APR $20,000 48 $442.69 $8.78
Other Lender 4.00% APR $20,000 48 $451.57 $17.68
Other Lender 5.00% APR $20,000 48 $460.59 $26.68
Other Lender 6.00% APR $20,000 48 $469.70 $35.80
Other Lender 7.00% APR $20,000 48 $478.92 $45.02


APR = Annual Percentage Rate. Must qualify for loan. Auto must meet Associated Credit Union's guidelines. Rate and term may differ based upon your credit history. Rates are subject to change and vary based on the loan term, vehicle model year, and your credit history. Offer good only for loans financed at other financial institutions. Offer may be withdrawn. All rates, terms and conditions are subject to change without notice. Some restrictions may apply.

The rate of 2.00% APR applies to new and used 2019-2020 vehicles only with terms up to 48 months. Interest accrues from date of loan disbursement. "No Payments For 90 Days" offer good on 2013-2020 models for members who have a credit score greater than or equal to 640. Minimum loan amount for this offer is $10,000.00. Payment example: $26,500 loan at 5.29% APR for 60 months, monthly payments (included first payment after 90 days) of approximately $508.08 each. For an estimate of what your payment may be, click here to use our Loan Calculator. Please contact Associated Credit Union for full disclosures. Must qualify for loan under Associated Credit Union's guidelines, including age (minimum 18 years of age) and value of auto. No down payment required depending on terms of the loan. The rate you qualify to receive may vary depending on individual credit history, length of term, and age of vehicle. Rates and terms subject to change without notice. Offer may be withdrawn.